April 23, 2019 | By Swift Budget | No Comments
And should you? Most people in the financial independence community recommend using VTSAX (Vanguard’s Total Stock Market Index Fund) to save for retirement. It’s a fantastic idea in general, and it’s what I recommend to most people for most of their money. Read More
March 24, 2019 | By Swift Budget | No Comments
Vanguard is the gold standard for investing in the financial independence community. Almost every podcast and blog will recommend it to you. It is obviously a great company, but there are few drawbacks to be aware of.
Read More
March 11, 2019 | By Swift Budget | No Comments
Paying for medical care in the United States is one of the biggest fears that people tend to have. In fact, the leading cause of bankruptcy across the nation is medical debt. Read More
March 10, 2019 | By Swift Budget | No Comments
Betterment is an online financial advisor that manages around $15 billion for its clients and is one of the top financial companies for automated investing. Aside from being reputable, Betterment is easy to use and offers a hands-off option for building wealth. You can set up the app to do almost everything on automation, including depositing money and rebalancing your portfolio as needed. This Betterment review covers how the site works, what its main features are, and the pros and cons you’ll want to consider as you choose the investment company that’s right for you.
Read More
May 22, 2017 | By Swift Budget | No Comments
Buying in bulk is not only convenient since you aren’t running out of your necessities as often, but it is economically smart. Purchasing items in large quantities mean you’re paying less per item and saving yourself money on non-perishable household items and groceries. Read More
May 17, 2017 | By Swift Budget | No Comments
Budgeting is one of the best and quickest routes to getting out of debt. Many persons may cringe when they hear the word “budget” because they swear that budgeting is only for financial wizards or for those who have lots of money to spend. Read More
May 11, 2017 | By Swift Budget | No Comments
No matter what your financial situation is, if you haven’t gotten into the habit of saving every month, then you’re leaving a significant amount of money on the table. With how compound interest works, an initial investment can grow quite a bit over a period of decades, especially if you continue to add to that investment with consistent saving. Read More
May 1, 2017 | By Swift Budget | No Comments
Although it has been in existence for quite some time, the envelope system of budgeting became highly popularized by TV/radio personality Dave Ramsey over the past decade as he sought to help individuals and couples escape from debt and build a better lifestyle. Read More
April 28, 2017 | By Swift Budget | No Comments
Getting rid of debt can seem challenging, especially when you have accumulated a large amount of it. However, there are strategies that you can put in place to help you in getting rid of this debt. One method that many people rely on is the snowball method. Read More
April 26, 2017 | By Swift Budget | No Comments
Ideally, you should start saving for retirement from the time you earn your very first pay check. For persons who are employed with an organization that offers a 401(k) program, saving for retirement is almost automatic since the option to enroll in such a program is usually offered upon employment. Read More